THE PROBLEM
Try The Truth Consultants
We Don't Sell Life Insurance. We Help You Save The Policies You Already Own.

Please Read This If:

  • You or a loved one has a cash value* life insurance policy, for example Whole Life, Universal Life, and Variable Universal Life policies.
  • You are a professional whose clients own Cash Value Life Insurance policies.

We have yet another problem today that I am hearing very little about, but that we will hear a lot about in the coming years.

THE PROBLEM.

Millions of Cash Value Life Insurance Policies, that your family and loved ones are depending on at your death, are at critical risk of lapsing (going away).

HOW IS THIS POSSIBLE?
IT SOUNDS A BIT EXTREME.


Extreme, yes.  Reality, yes. 

Millions of people have purchased Cash Value Life Insurance policies for the purposes of education funding, retirement funding, estate planning, tax planning, and ultimately death benefit.  Financial advisors, life insurance agents, and insurance companies are fast to point out that cash value life insurance policies can be used for any of these purposes.  Consumers like the idea of building cash value for all of these purposes and to have the death benefit forever (till they die).

Well, while it sounds appealing, the problem is the disconnect between the original illustration they received or the original expectations they had when they purchased the policy and the reality of what has happened. 

The three main causes of collapsing policies are lower than expected returns on your money, higher than expected expenses that you are paying to the insurance companies, and underfunding the policies.

Cash value policies are some of the most complicated financial vehicles in the market and yet they are treated with a "set it and forget it" mentality by both advisors and consumers.

Many consumers are not aware that if the cash value goes to $0, the policy lapses (ceases to exist).  Also, that the consumers do not receive back any of the premiums that they paid into the policy.  There are many options with a lapsing policy and our mission is to help people understand them and to take action.

Now it's time to prove it to yourself.
 
 
 

Click Here to LEARN HOW TO FIND OUT IF YOUR POLICY IS LAPSING

 

 

Most people have feelings of anger, fear and sadness if their cash value life insurance policy is projected to lapse at some point in the future.  However, if you catch it early enough you may be able to take actions to prevent it from lapsing.

Life Insurance is one of the most complicated financial products on the market.  However, so often they are not understood or maintained by the consumers.

Our mission is to help consumers have a better understanding of the policies they own and maintain them before it's too late. 

You set up the life insurance policy to take care of your family and loved ones.  I ask you to consider for yourself how you will feel if one day you find out that your policy is not going to last until you die? 


All of those premiums that you
have paid and your family 
will get nothing.
 

Again, think this sounds extreme.  Find out for yourself. 
Call us and start the process.

Contact us today to set up your 
FREE CONSULTATION.


  

 

 

 

 

 

 

                                                    e-mail custserv@trythetruth.com   phone (920) 265-7360  fax (800) 511-6230
                                                    mailing address: 2221 South Webster Ave. Ste. A #260 Green Bay, WI 54301